I can't believe half of October is already over. This month is flying by so fast! This net worth update is extremely late, and if you're following me on Instagram, then you would have an idea as to why. As of October 12, I have reached the third monthsary of my FI journey, and I'm… Continue reading October 1, 2020 Net Worth – Php 2,826,054.85 / USD 58,293.21
Despite my trepidation last month regarding the MECQ, our schedules weren't changed for the duration of it (announced halfway through the first week-- thankfully, I was allowed to come in on Saturday to make up for my absence). I didn't have to take the 60% paycut I so dreaded, but I did have to pay… Continue reading September 1, 2020 Net Worth – Php 2,791,426.71 / USD 57,424.95
https://youtu.be/KVvJgURx8es I've had the idea to be a Finance VTuber since last month, and finally got around to testing some software this week. It's actually not that difficult to set up, but I'm going to need a bit of cash to get non-trial versions of the programs, commission a 3D model and buy a webcam… Continue reading A friendly reminder…
This post is a continuation of my previous post, My Savings Rate YTD. Although not necessary, you may read that post first to get more context on the numbers I mention here. 2020 flew by so quickly. My dayjob takes up so much of my life -- from waking up to get ready for work… Continue reading How much Side Hustle do you need to retire early?
Prior to my financial awakening in June, I tracked only my 8-6 salary as ‘income.’ I stopped tracking expenses during the Enhanced Community Quarantine (ECQ) from mid-March to May, and various establishments also delayed payment of bills. Since I had some time to kill at work last Saturday, I decided to hunker down and figure out… Continue reading My Savings Rate YTD
July has not been so good to me financial-wise. I've had to start reporting for work again, so I needed to purchase PPEs for my commute and add transportation back to my expenses. In order to promote social distancing, rotating schedules have been implemented at my company, which has resulted to reduced work hours across… Continue reading August 1, 2020 Net Worth – Php 2,766,404.45 / USD 56,319.84
I got the idea to compute for my non-primary sources of income from Essential Finances' post on Instagram. I'm glad I did this exercise, because I've been wondering about my net growth rate YTD. Or shall I say estimated net growth rate since I only started calculating my net worth last June 12. I estimated… Continue reading My Non-Primary Sources of Income (YTD)
Please always read the fine print. Back in April until June, week after week I was messaged by a certain bank to apply for their 12-month fixed term loan. “Borrow up to P50k with ZERO INTEREST,” they said, with the ‘zero interest’ in all capital letters for emphasis. Sounds too good to be true, right?… Continue reading If a loan sounds too good to be true…it probably is.
I was going to wait until I've cashed out from Shopback to write this blog post, but since ING's +P1,000 cashback ends today, July 18, I figured I would write it now in case there's someone out there who can avail of the promo last-minute. If you're reading this in July 2020 but past the… Continue reading Earn up to Php1,510 in half an hour through Shopback (without spending a single cent!)
I love reading net worth update posts. Whether it be a positive or negative growth, wealth building or debt repayment, I find people talking about how they manage their finances to be super inspiring. I also believe that tracking your net worth is a simple but powerful way to improve your finances. On the last… Continue reading Pinoy Net Worth List